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The New House

Buy to Let Mortgages

Maximise your investment with our buy to let mortgages. We offer a comprehensive range of products from across the market and can calculate and adjust a mortgage to suit your needs.


Buy to Let Mortgage Advice

When you decide to get a buy to let mortgage, we offer a comprehensive range of products from across the market. We will ensure we get the most suitable buy to let mortgage for you. At Southern Mortgages we know investing in property is a very exciting journey. We have had the pleasure of enjoying this several times with clients, we are experts when it comes to your buy to let mortgage.

Whether you are buying your first investment property or expanding your portfolio, at Southern Mortgages we have access to thousands of Buy to Let mortgages across a wide range of mortgages lenders.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Your property may be repossessed if you do not keep up repayments on your mortgage.

  • Buy to Let mortgage fees tend to be higher

  • You usually need a bigger deposit

  • Interest rates on buy to let mortgages are often higher

  • There can be restrictions around the amount you are able to borrow which is often linked to the amount of rental income you are expecting.

  • Buy to let mortgages can be taken on a repayment or interest only basis. If you take the loan on an interest only basis then you will need a means of repaying the loan outstanding at the end of the term.

You need to know that your monthly rental income will cover your monthly mortgage payments and to plan for times when maybe there are no tenants living in the house or not receiving the rental income you expected. We can help with Landlords Insurance to cover you for non-payment in rent by tenants.

Southern Mortgages will help you to understand the differences and the risks of a Buy to Let Mortgage so you know exactly what to expect. We will make a recommendation based on your circumstances and needs to find you a competitively priced deal.

Maximise your Investment

When you invest in property it is not entirely risk-free, but it can lead to huge profits for you. When you get a new buy-to-let mortgage it comes with a lifetime asset that may eventually become a personal pension opportunity. This is why it is essential to get the right deal and our expert team of mortgage brokers can help you get the most suitable buy-to-let mortgage deal for you.


Our buy-to-let mortgage process is simple and efficient. Get in touch with one of our expert advisers today! Get a Decision in Principle for your let-to-buy mortgage and find out how much you can borrow. While you are looking for the best property, the team at Southern Mortgages will liaise with your solicitor and get a great mortgage offer for you. On completion day you can enjoy the many benefits of your buy-to-let mortgage. We will share our long-term advice to make the most from your mortgage deal. You can count on Southern Mortgages.

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