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The Mortgage Process

1. Get started

Speak to one of our expert advisers over the phone or through our quick and easy form, or come and visit us in Southend-on-Sea High Street.

2. Your offer

Once we have determined your situation, we can proceed to settle your Decision in Principal and get everything ready for your next step on the property ladder.

3. Completion

With everything set in place, we will help you with solicitor arrangements, budgets, conveyancers and anything you need to have a stress-free mortgage process.

Preparing for your Mortgage

Mortgage Specialists

Looking to secure a new mortgage or remortgage in Southend-on-Sea? Well, look no further. Situated in the heart of Southend Town Centre, our team of mortgage specialists are here to help with a wealth of experience and a great cuppa.

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Homes in Southend

In Southend-on-Sea and the surrounding areas, our main aim is to provide professional yet relatable mortgage advice to families and buyers across Essex. No matter your situation, it’s important to us to get the best deal for you.

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Our Mortgage Advice

Biased as we may be, Southend-on-Sea is a great place to own your first home, purchase a buy-to-let property or even finalise your Right to Buy purchase, so give us a call today and don’t miss out on our expert mortgage advice here at Southern Mortgages.

Hear it from others just like you…

Prefer not to call?

Why not try our fast, easy mortgage finder to speak with our team – all in under one minute! Once you have completed it, a specialist mortgage broker dedicated to your situation will be in touch to help get your new financial journey on its way.

Adverse Credit in Southend

Having bad credit can make obtaining a mortgage very difficult, not only financially but emotionally too. Our team of experts have a complete understanding of the complexities that bad credit mortgages can provide and so by chatting to us about your circumstances, we are confident that we can offer you the advice and support to help you find a specialist lender for your needs.

Get your Mortgage

Speak to one of our advisers today and see how we can help you with a stress-free mortgage.

Call us now on

01702 746811