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Mortgages the Southern way

Whether you’re looking to settle into your first home, move home, remortgage your home or buy to let, there’s never an easy way to find the perfect mortgage for you. That’s where we come in. With the right mortgage advice, you could find yourself a mortgage deal that not only serves your purpose, but doesn’t break your bank balance. With our customer-friendly process, you’re only a handful of steps away from finding your tailored mortgage in Essex.

Southern Mortgages

1. Get started

Once we get to know you and your circumstances, we can help manage your monthly budgets and secure you a Decision in Principal.

Southern Mortgages

2. Mortgage Offer

We’ll complete your mortgage application with all the relevant documents and find the solicitor that’s right for you, ready for your offer.

Southern Mortgages

3. Completion Day

After exchange of contracts, we will add any insurance policies you may need with your mortgage and finalise your deal in no time.

What are you looking to do?

Buy a Home


Buy to Let

Southern Mortgages

Lending with big names

Whatever kind of mortgage you’re looking for, with whole of market access to a range of lenders combined with expert advice no matter your situation, you’re closer than ever to finding your mortgage deal.

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Questions about Mortgages

The mortgage process is never straight forward, so don’t worry if you still have some questions to ask. Take a look at our handy FAQ’s, and if you can’t find what you’re looking for, give us a call today.

It’s hard to know what mortgage is going to work for you until you explore the thousands of lenders, millions of deals and countless rate variables available, and then reflect that back to your finances and how much you can afford to borrow. If you’re confused as to what mortgage option you should go for, get in touch today and see how we can help you.

Very few lenders offer mortgages with 0% deposit, and the lowest requirement is usually set at 5-10%. The best advice we can offer is that you save for your deposit as best you can.

This is determined by a lot of things- how much the property you are purchasing is worth, what deposit you are able to put down, how much you earn as a regular income and what financial commitments you have (either now or in the future).

Get your Mortgage

Speak to one of our advisers today and see how we can help you with a stress free mortgage.

Call us now on

01702 746811