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If you have found your ideal home however there is likely to be a gap between the sale of your current property and the completion of your new home, there is a chance this gap in your finances could jeopardise you securing your new property. Bridging loans can provide you with short-term access to money when you are looking to bridge the gap between your finances. In addition, home-owners might also use bridging finance to help if they are thinking of buying property at auction or if they plan to renovate a property and sell it on quickly. If you are looking to bridge the gap in your finances, then a bridging loan could be the right option for you. Whilst we do not carry out this work ourselves, we have access to a team of experts in this field who will explain all the elements so you understand all the details and can make an informed decision. Once you decide you wish to proceed, they will help you with the application and support you through the process. If you think you may need or would like to find out more about a bridging loan – get in touch and we can put you in touch with the experts.
A secured loan allows you to borrow a lump sum of money against your property. To apply for a secured loan, you need to have equity in your home as your property will be the security against the amount of money you plan to borrow. Usually, you would apply for a secured loan if you wish to borrow a large sum of money for example £25,000 plus. However, it is important that you understand the implications of taking out a secured homeowner loan against your property.
At Southern Mortgages we have access to a team of experts in this field who will take the time to explain the details, ensure you have considered everything and confirm whether you are eligible or not. Then if you wish to proceed, they will source the right loan to meet your requirements and be with you until your loan is arranged. Get in touch and we can put you in touch with the experts.
If you have a business or maybe considering starting up your own business, then you may need a commercial loan to fund a large capital expense like a business property or a large piece of equipment. Alternatively, it could be to cover large operational costs to help you get your business started.
At Southern Mortgages we have access to a team of experts in this field who have access to a wide range of commercial loans across both High Street lenders and specialist lenders. They will support you and your business through the whole process to ensure you get the right commercial loan. Get in touch and we can put you in touch with the experts.
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