Our expert help to buy advice can assure you will get everything you need to secure your dream home in no time. So how exactly does the Help to Buy scheme work? This depends on what you are looking to do. If you are looking to buy a new build property, you can be eligible for this scheme. This means that combining your 5% deposit and the government’s 20% equity loan, you yourself will be handing over 35% of the property value. Therefore you will receive a better offer from lenders. At Southern Mortgages, we will offer the advice and support you need in order for you to feel comfortable during the mortgage process and confident in what you are looking for. There are a few things to bear in mind if you are thinking of going forward with a help to buy mortgage. Therefore some of these aspects include the fact that you will not be able to rent out your new property and you cannot own another property at the time of purchase. To find out more about our help to buy mortgages, get in touch.