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The Mortgage Process

1. Get started

Come in and see us, give us a call or fill out our quick and easy form to kickstart your mortgage application and make your dream property your new reality.

2. Your offer

Once we have found the right deal for you and secured your Decision in Principal, we will handle all of the paperwork and legalities so that you can concentrate on the big move.

3. Completion

As easy as that, you will be completing your mortgage and our expert team will continue to advise you on your future plans to ensure you are getting the most out of your payments.

Preparing for your Mortgage

Mortgage Specialists

As a renowned mortgage broker team in Essex, we have an extensive knowledge of the property types in Colchester and the surrounding areas, and the mortgages types that are best suited to a wide range of financial situations.

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Homes in Colchester

Colchester is a very dynamic and vibrant place to live, lending itself to a variety of people and property prices. It also has easy commuting access via trains to London and the m25, making it a very desirable area if you travel to London for work.

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Our Mortgage Advice

No matter your situation, our 5* rated mortgage advice will guarantee that you have a hassle-free mortgage process. You will also have a dedicated mortgage broker assigned to your application, ensuring there are no delays or hiccups along the way. Got a question you’d like to ask? Our initial advice is free of charge and comes with a “no strings attached” approach, so why not speak to an advisor today?

Hear it from others just like you…

Prefer not to call?

Getting started with your mortgage application can seem like quite a mountain to climb, and sometimes it feels impossible to find the time to speak to a mortgage advisor over the phone. That’s why we’ve put together a quick and easy-to-use form that you can complete in under a minute, to ensure your application gets off to a flying start!

Adverse Credit in Colchester

Concerned that your credit score or history might get in the way of you securing your mortgage loan? Here at Southern Mortgages we have a wide selection of lenders, allowing us to match your criteria and find a deal that is best suited to you. Give us a call today and see how we can help!

Get your Mortgage

Speak to one of our advisers today and see how we can help you with a stress-free mortgage.

Call us now on

01702 746811