BUY TO LET MORTGAGE ADVICE

When you decide to get a buy to let mortgage, we have access to the whole market. We will ensure we get the most suitable buy to let mortgage for you. At Southern Mortgages we know investing in property is a very exciting journey. We have had the pleasure of enjoying this several times with clients, we are experts when it comes to your buy to let mortgage.

Whether you are buying your first investment property or expanding your portfolio, at Southern Mortgages we have access to thousands of Buy to Let mortgages across a wide range of mortgages lenders.

Buy to Let Mortgages – all you need to know

Buy to Let Mortgages Key Differences

  • Buy to Let mortgage fees tend to be higher

  • You usually need a bigger deposit

  • Interest rates on buy to let mortgages are often higher

  • There can be restrictions around the amount you are able to borrow which is often linked to the amount of rental income you are expecting.

  • Buy to let mortgages can be taken on a repayment or interest only basis. If you take the loan on an interest only basis then you will need a means of repaying the loan outstanding at the end of the term.

Being a Landlord

You need to know that your monthly rental income will cover your monthly mortgage payments and to plan for times when maybe there are no tenants living in the house or not receiving the rental income you expected. We can help with Landlords Insurance to cover you for non-payment in rent by tenants.

Southern Mortgages will help you to understand the differences and the risks of a Buy to Let Mortgage so you know exactly what to expect. We will make a recommendation based on your circumstances and needs to find you a competitively priced deal.

MAXIMISE YOUR INVESTMENT

When you invest in property it is not entirely risk free, but it can lead to huge profits for you. When you get a new buy to let mortgage it comes with a lifetime asset that may eventually become a personal pension opportunity. This is why it is essential to get the right deal and our expert team of mortgage brokers can help you get the most suitable buy to let mortgage deal for you. Our buy to let mortgage process is simple and efficient. Get in touch with one of our expert advisers today! Get a Decision in Principle for your let to buy mortgage and find out how much you can borrow. While you are looking for the best property, the team at Southern Mortgages will liaise with your solicitor and get a great mortgage offer for you. On completion day you can enjoy the many benefits of your buy to let mortgage. We will share our long term advice to main the most from your mortgage deal. You can count on Southern Mortgages.

Get your
Buy to Let Mortgage

If you are a landlord and are in need of mortgage advice, speak to one of our advisers today and see how we can help you with a stress free mortgage.

Call 01702 746811

REQUEST A QUOTE

Speak to an Adviser

01702 746811

Our Hours

Mon – Fri 09:00 – 17:30 Sat 09:00 – 12:00

Get in Touch

Speak to an Adviser

01702 746811

Our Hours

Mon – Fri 09:00 – 17:30 Sat 09:00 – 12:00

Get in Touch

REQUEST A CALLBACK

If you would like to speak to one of our mortgage advisers and see how we can help you with a stress free mortgage, or you would like to discuss our range of loans or insurance cover, complete the contact form and we would be happy to call at a time that is convenient to you. Alternatively, simply request a reply by email if you prefer and we will get in touch with you.