Secure a mortgage with bad credit
If you have an adverse credit history, whether you have been denied a mortgage application previously or not, it’s important to keep faith and know that there are still possibilities of securing your mortgage. With government schemes like Shared Ownership allowing borrowers to have as little as 5% deposit, now is a great time to start thinking about taking your next step onto the ladder if you’re planning to move home and complete your second mortgage.
With our expert, specialist mortgage advice, it’s possible even to remortgage your property with bad credit history so, what are you waiting for?
We have helped...
No credit history
Low credit score
Late Payments
Defaults
CCJ's
LVA's
Repossessions
Defaults
It may be possible to get a mortgage with a poor credit rating – so don’t lose hope just yet! As a mortgage broker with experience securing clients a mortgage with bad credit history, we have access to lenders who may be able to help you get the mortgage you need. Whatever your credit score, our team can try and secure a mortgage for you.
Many factors of your credit history may affect your application. These can include: County Court Judgement, Payday Loans, Defaults or missed payments, Individual Voluntary Arrangements, your employment status, bankruptcy and much more. At Southern Mortgages we are proud to have helped many clients who have experienced these credit problems.
We use our knowledge and experience to find the best solution for you, and we are then able to get you the mortgage you require.If you have an adverse credit history, give us a call and we will do our best to get you the mortgage that you require for your purchase or re-mortgage.
