Speak to a mortgage adviser 01702 746 811

The mission?

As a local independent mortgage broker covering Essex and the surrounding areas,  we are dedicated to taking the  time to source the most suitable mortgage for all our clients.  We are able to provide advice on an extensive range of mortgages and financial products and have access to thousands of mortgages across a large portfolio of lenders. Ensuring we locate the right mortgage solutions to meet our client’s individual needs.

Our Team of Mortgage Advisers

Our small team of mortgage advisers is lead by Sue Briscoe. Sue has over 20 years’ experience in the mortgage industry including working in leading High Street Banks and Specialist Mortgages companies.  Her qualifications include:

Sue Briscoe Mortgage Adviser Southend Essex

Certificate in Mortgage Advice and Practice (CeMAP)
Certificate in Regulated Equity Release (CeRER)

Sue specialises in several areas including:
Mortgage planning
Mortgage arrangements
Mortgage Protection
Secured Loans
Bridging Loans
Later Life Lending

This means Sue can offer all her clients a 360-degree mortgage service including advice on additional financial products such as mortgage protection, life insurance, income protection and equity release products. In addition,  she is able to recommend solicitors, accountants and investment advisers from her network of professionals.

Tim Ball our Senior Mortgage Advisor and has his full Certificate in Mortgage Advice and Practice (CeMAP).  He specialises in mortgages including first time buyers, re-mortgage, movers and buy to let mortgages.

Tim has worked for a local firm of solicitors for the 13 years since leaving school.

Tim Ball Mortgage Adviser

He wanted a new challenge and career path and decided to sit the regulatory mortgage exams which he successfully completed and is now well on his way to becoming a successful Mortgage Adviser.

As well as his mortgage knowledge and qualifications Tim’s previous legal experience is a good foundation for his mortgage career.

Our Southern Mortgages team prides themselves on building genuine long-term relationships with all their clients new and old, supporting them from their first house purchase right through to retirement and beyond. We invest time in understanding each client’s situation and requirements and then tailor our advice to offer a solution to meet their mortgage needs.

Mortgage Advisers Reviews

Our Google Mortgage Advisers Reviews
Our Vouched for Reviews

“Please be aware that by clicking on to the above links you are leaving Southern Mortgages website. Please note that Southern Mortgages nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page”

Buying your Home

Whether you are buying your first home, moving up the property ladder or simply looking for independent mortgage advice, speak to one of our advisers today and see how we can help you with a stress free mortgage.

Call us now on

01702 746811

Why choose us?

Advice

We always aim to provide 5-star advice to each and every one of our customers, ensuring you receive nothing but the most suitable mortgage for your property.

Professional

The mortgage process can be complex, so we maintain a friendly professionalism that keeps you up to date whilst making sure you get the best from your mortgage deal.

Extras

During the mortgage process there are plenty of policies we can help you with and we will always look to improve your deal long after completion.

Lenders

With access to whole of market, we have a wide range of mortgage deals available to enable us to find the mortgage that best meets your needs.

We are dedicated to sourcing the right mortgage to meet each client’s individual needs.

Southern Mortgages Southend Essex

No matter what your situation, here at Southern Mortgages, we aim to work hard on your mortgage plan to get you the best results possible for your circumstances. Below is an example of a mortgage deal that we worked on recently to help our customer manage their finances better.

Interest-only Mortgage

£40,000 - Mortgage Amount still to pay 96£
£33,000 - Unsecured Debts 75£
£1000+ - Monthly Debt Payments (excluding Mortgage) 50£

Switch

Repayment Mortgage

Only 1 Unsecured Debt Left 10%
£26,000 available for Home Improvements 60%
£900 - Monthly Payments (including Mortgage) 25%

We also put in place a plan for them to improve their credit rating. So, when the fixed rate deal we have arranged for them runs out in a couple of years’ time, there is every chance that we can move them to a main High Street lender and get them a lower rate… or, more importantly, save them even more every month!

Our Extended Team

In order to help your mortgage process run smoothly, we have teamed up with Ayres & Cruiks and Broker Conveyancing.
Our partnerships ensure that everything from finding your perfect home to sorting the survey arrangements for your property will be an easy and stress-free process.

Southern Mortgages
Southern Mortgages Southend Essex

“Please be aware that by clicking on to the above links you are leaving Southern Mortgages website. Please note that Southern Mortgages nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page”

Get your Mortgage

Speak to one of our mortgage advisers today and see how we can help you with a stress free mortgage.

Call us now on

01702 746811